1. Website editor :
BANK OF AFRICA (EX " BMCE BANK ") -S.A. au Capital de 2.056.066.480 Dirhams - 140, avenue Hassan II - 20 000 Casablanca - Morocco - BP 13425 CASA Ppal - Telex : 21 931 - 24 004 +212 (0) 522 20 04 20 / +212 (0) 522 20 03 25 - Trade Register : CASA 27129 - Tax Identification N° : 01085112 - Patent : 35502790 - CCP RABAT 1030 - CNSS 10 2808 5 - www.bankofafrica.ma
2. Information on the website :
The external information provided on the site comes from reliable sources but does not entail the responsibility of BANK OF AFRICA.
3. Technical aspects :
The visitor is hereby informed that the Internet site is accessible 24 hours a day, 7 days a week, except in the event of force majeure, computer difficulties, difficulties linked to the structure of the telecommunications network or technical difficulties. For maintenance reasons, BANK OF AFRICA may temporarily interrupt the Internet site. BANK OF AFRICA shall not be held liable for the impossibility of accessing this site. Furthermore, BANK OF AFRICA reserves the right to unilaterally deny access to any Internet user without prior notice or notification in the event that the latter violates any of the navigation rules. Access to and use of password-protected and/or secure areas of this site, if any, are restricted to authorised users. Unauthorised persons attempting to gain access may be subject to prosecution.
4. Protection of personal data :
BANK OF AFRICA undertakes to protect the privacy of its users in compliance with the regulations in force and in particular with Law No. 09-08 on the protection of individuals with regard to the processing of personal data. Users are liable to communicate personal data concerning them to BANK OF AFRICA by filling in the forms or questionnaires on this site. This data shall be used for the following purposes: processing your request for information, subscribing to a product or service, drawing up statistics, for commercial prospecting purposes, managing banking and financial relations, managing operations relating to remote banking and online services, managing complaints and executing the legal, regulatory and administrative provisions in force. If you do not fill in the mandatory fields, BANK OF AFRICA will not be able to satisfy your request. The BANK OF AFRICA Group is the sole recipient of this data. No transfers are made outside Moroccan territory. However, BANK OF AFRICA reserves the right to transmit your personal data in order to meet its legal obligations, and in particular if it is required to do so by judicial requisition.
How to exercise your rights
Pursuant to Articles 23 et seq. of Law No. 09-08 promulgated by Dahir No. 1-09-15 of 22 Safar 1430, BANK OF AFRICA shall implement all technical and organisational measures necessary to guarantee the security and confidentiality of personal data collected and processed, and in particular to prevent such data from being distorted, damaged or communicated to unauthorised third parties, by ensuring a level of security appropriate to the risks associated with the processing and the nature of the data to be protected. You have the right to access, rectify and object to the processing of your personal data, except in cases where the processing meets a legal obligation. You may exercise these rights by letter with acknowledgement of receipt to the following address BANK OF AFRICA, Compliance, 140 Avenue Hassan II Casablanca.
Use of your data for marketing purposes
In accordance with the applicable regulations, any canvassing by automatic calling machine, e-mail, SMS, MMS or fax, as well as any transfer or rental of data for canvassing purposes using these means, will only be carried out with your prior consent to receive canvassing via this channel and/or to the transfer of its data. If you agree to receive such prospecting messages by ticking the acceptance boxes provided for this purpose on the present site, you shall be able to revoke this consent at any time, and in particular each of the prospecting e-mails shall offer you the possibility of objecting to the sending of new prospecting e-mails by BANK OF AFRICA in the future. At any time and free of charge, you may object to any prospecting by other means by writing to the contacts mentioned in the paragraph entitled "Procedures for exercising your rights".
Hyperlinks :
This site includes information provided by external companies or hypertext links to other sites that have not been developed by BANK OF AFRICA. The existence on this site of a hypertext link leading to another site does not constitute validation of this other site or its content. BANK OF AFRICA therefore assumes no responsibility for these sites, their content, advertising, products or services available on or from these sites. BANK OF AFRICA may in no case be held liable for any damage caused by the use of these sites. Any complaints concerning third party sites should be directed to the administrators of said sites.
5. Intellectual property rights :
The general structure, texts, images, whether animated or not, and all elements making up this website are the property of BANK OF AFRICA, or have been acquired from third parties for use on the Internet or other media, and may not be used without authorisation from BANK OF AFRICA. Any total or partial reproduction of this site or of any of its elements without the express prior authorisation of BANK OF AFRICA is prohibited. Any representation or reproduction of this site, by any means whatsoever, shall constitute an infringement liable to engage the civil and criminal liability of the infringer. The BANK OF AFRICA logos and trademarks appearing on this site are registered trademarks. Any total or partial reproduction of these trademarks and logos for any reason whatsoever, and in particular for advertising purposes, made from elements of this site without the written agreement of the trademark holder is prohibited in accordance with the provisions of Law 17-97 on the Protection of Industrial Property as amended and supplemented by Law 31-05.
6. Limitation of liability :
BANK OF AFRICA may not be held liable for any damage resulting from the User's failure to comply with the rules of use of the Internet site. Similarly, BANK OF AFRICA may not be held liable for the consequences of the use of the site by any third party, whether authorised or not.
Similarly, the User hereby acknowledges that BANK OF AFRICA may not be held liable in any way whatsoever in the event of fraudulent use (piracy, computer forgery, hacking, etc.) and for any damage that may be due to a failure in the security system of Internet access providers.
The user acknowledges that BANK OF AFRICA shall not be held liable in the event that the latter should suffer any damage or loss in connection with the use of services available on these external sites or sources.
7. Modification of the site :
BANK OF AFRICA reserves the right to modify and/or correct the content of this site and/or its legal notices at any time and without prior notice.
8. Services provided :
All of BANK OF AFRICA's activities and information are presented on our website www.bankofafrica.ma
BANK OF AFRICA endeavours to provide information on the website www.bankofafrica.ma that is as accurate as possible. The information appearing on the website www.bankofafrica.ma is not exhaustive and the photos are not contractual. It is given subject to changes having been made since it was put online. Furthermore, all information on the www.bankofafrica.ma website is given as an indication and is likely to change or evolve without notice.
9. Cookies :
The www.bankofafrica.ma website may ask you to accept cookies for statistical and display purposes. A cookie is a piece of information placed on your hard drive by the server of the site you are visiting. It contains several pieces of data that are stored on your computer in a simple text file that a server accesses to read and record information. Some parts of this site cannot be operated without accepting cookies.